Bank of India (BOI) has released the official notification for Credit Officer Recruitment 2026, inviting online applications for 779 vacancies in the MMGS-II, MMGS-III, and SMGS-IV scales under the General Banking Officer (GBO) stream. Graduates with relevant banking experience can apply online from 30 June 2026 to 20 July 2026.
Bank of India Credit Officer Recruitment 2026 – Overview
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 779 |
| Scales | MMGS-II, MMGS-III, SMGS-IV |
| Qualification | Graduate with relevant banking experience |
| Job Location | All India |
| Last Date | 20 July 2026 |
Important Dates
| Event | Date |
| Application Begins | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 (11:59 PM) |
| Last Date to Pay Fee | 20 July 2026 |
| Online Exam Date | To be announced |
Application Fee
| Category | Fee |
| General / OBC / EWS | ₹850 |
| SC / ST | ₹175 |
Fee can be paid online via debit card, credit card, or net banking.
Age Limit (as on 01 June 2026)
Minimum 21 years and maximum 45 years, with relaxation as per rules.
Vacancy Details & Eligibility
| Post | Vacancies | Eligibility |
| Credit Officer (MMGS-II / MMGS-III / SMGS-IV) | 779 | Graduate degree with relevant credit/banking experience. Age and experience as per the detailed notification. |
Salary & Benefits
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Plus DA, HRA, CCA, medical benefits, LTC, NPS, group insurance, and performance-linked incentives.
Exam Pattern
- Mode: Online objective test | Questions: 125 | Marks: 125 | Duration: 120 minutes | 0.25 negative marking.
- English Language: 25 questions (qualifying only, not counted for merit).
- Professional Knowledge: 100 questions (merit-based).
- Selection: online exam and/or interview depending on the number of applicants.
How to Apply for BOI Credit Officer Recruitment 2026
- Visit the official Bank of India website at bankofindia.bank.in.
- Open the recruitment section and click the Credit Officer 2026 apply link.
- Register and log in with your credentials.
- Fill in personal, educational, and experience details.
- Upload your photo, signature, and documents.
- Pay the application fee online.
- Submit the form and keep a printout.
Important Links
| Apply Online | Click Here |
| Download Notification | Click Here |
| Official Website | Click Here |
Prepare for the Exam
Prepare smartly for the BOI Credit Officer exam with quality study material. See our list of the best books for government exams 2026 covering professional banking knowledge and English.
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Disclaimer: The information above is compiled from the official Bank of India notification for quick reference. Always read the official notification before applying.