Bank of India (BOI), one of India’s leading Public Sector Banks, has released the Credit Officer (General Banking Officer – GBO Stream) Recruitment 2026 notification under Project No. 2026-27/01. The recruitment drive aims to fill 779 Credit Officer vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates possessing the required educational qualifications and relevant banking or credit experience can apply online from 30 June 2026 to 20 July 2026 through the official Bank of India recruitment portal. Selected candidates will receive an attractive salary package along with DA, HRA, CCA, medical benefits, leave travel allowance, and other government-approved allowances.
Bank of India Credit Officer Recruitment 2026 – Overview
| Particular | Details |
| Organisation | Bank of India (BOI) |
| Post Names | Credit Officer (MMGS-II), Credit Officer (MMGS-III), Credit Officer (SMGS-IV) |
| Total Vacancies | 779 Posts |
| Age Limit | MMGS-II: 25–32 YearsMMGS-III: 28–38 YearsSMGS-IV: 32–45 Years |
| Qualification | Graduation / Post Graduation / Professional Qualification as prescribed in Annexure-I |
| Application Fee | General/OBC/EWS: ₹850SC/ST/PwBD: ₹175 |
| Application Mode | Online |
| Salary | MMGS-II: ₹64,820–₹93,960MMGS-III: ₹85,920–₹1,05,280SMGS-IV: ₹1,02,300–₹1,20,940 |
| Experience | Relevant Banking / Credit experience required as per the respective post |
| Eligibility | Indian Citizen fulfilling age, qualification and experience criteria as on 01 June 2026 |
Important Dates
| Event | Date |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
Eligibility Criteria
Candidates applying for the Bank of India Credit Officer Recruitment 2026 must satisfy all eligibility conditions mentioned in the official notification.
Educational Qualification
Applicants should possess any of the following as applicable for the respective Credit Officer scale:
- Graduation from a recognized University.
- Post Graduation in relevant discipline.
- Professional qualifications prescribed in Annexure-I.
- Reserved category candidates receive 5% relaxation wherever 60% marks are required.
Age Limit (As on 01 June 2026)
- MMGS-II: 25–32 Years
- MMGS-III: 28–38 Years
- SMGS-IV: 32–45 Years
Age relaxation is applicable for reserved categories as per Government of India rules.
Experience
Candidates must possess relevant Banking / Credit experience according to the post and scale applied for.
Important: Experience requirements vary for MMGS-II, MMGS-III and SMGS-IV posts. Candidates should carefully check Annexure-I of the official notification before applying.
Nationality
Candidates must be:
- Citizen of India
- Other eligible categories specified in the official notification.
Additional Eligibility
- Candidates can apply for only one post.
- Candidates who previously held a similar post in Bank of India are not eligible.
- Candidates must be willing to work anywhere in India.
How to Apply
Eligible candidates can submit their applications online by following these steps:
- Visit the official Bank of India website.
- Open the Careers section.
- Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
- Select Apply Online.
- Complete the registration process.
- Fill in personal, educational and experience details.
- Upload photograph, signature, thumb impression, handwritten declaration and required certificates.
- Pay the application fee online.
- Submit the application before 20 July 2026.
- Download and print the final application form for future reference.
Important Links
| Description | Link |
| Apply Online | https://www.bankofindia.bank.in → Careers → Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01 → Apply Online |
| Official Website | https://www.bankofindia.bank.in |